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Mosley and Associates Blog

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Posted on February 1, 2016 in Homeowners Insurance Florida "How much did my premium change?" This is usually the only question asked by Florida homeowners when they are looking over their renewal papers. However, taking the time to evaluate how your insurance needs have evolved over a year ... READ MORE >>

HURRICANE PREPAREDNESS Mother Nature’s wrath is unpredictable, but the best defense against a hurricane or tropical storm is a great offense.  Hurricane season begins June 1 and lasts through November 30. Help protect your home and family by planning ahead. READ MORE >>

HOME INSURANCE | THE HOMEOWNERS INSURANCE IMPLICATIONS OF A HOME ALONE By Luke Brown Home Insurance | No, we’re not talking about the classic 1990 movie, Home Alone. We’re talking about leaving your home alone, voluntarily or involuntarily. First, let’s define some terms. READ MORE >>

A PRIMER ON ACTUAL CASH VALUE VS. REPLACEMENT COST One concept you'll want to make sure you understand in homeowners insurance is ‘actual cash value’ versus ‘replacement cost’ coverage. It's a key distinction in insurance, and having a grasp of it, and a few other important terms, will help you READ MORE >>

By Luke Brown, American Integrity Ins. Grp. The roof is an integral part of any house; its purpose is both aesthetic and functional, preserving the belongings within the house and providing protection to the people who live there.  READ MORE >>

THE 10 MISTAKES EVERYONE SHOULD AVOID WHEN PURCHASING HOMEOWNERS INSURANCE!     Purchasing homeowners insurance in Florida can be confusing. Getting the help of an independent agent is a wise decision, but you should also have a basic understanding of what's important. READ MORE >>

 by Amanda Richter    |  October 17, 2014   |   A couple weeks ago we wrote about a growing problem - contractors using “assignment of benefits” to hijack consumer water claims. READ MORE >>

The Five Most Common Questions I Hear About Personal Auto Insurance: Why do they check my credit for an auto insurance quote? As annoying and intrusive as this may feel, at least it doesn't negatively affect your credit report. READ MORE >>

Why can't I get House Insurance during Hurricane Season?     Well... You can!  As long as there is no Hurricane or threat of Hurricane within a certain area you should be able to obtain an insurance policy from just about any insurance company. Freaky, huh?! READ MORE >>

Brenda Mosley Brenda graduated from Pensacola Christian College in 1994 and immediately moved to Guam to teach English and Kindergarten to 3-year-old Asian children. She says the first words she taught them were "sit" and "quiet!" READ MORE >>

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